A Better Choice, Inc.  DBA: Universal Acceptance

About Us

"We are committed to providing you with the very best service possible!"

C. Michael Baker
Michael began his career in the accounting department of the Hartford Insurance Group. He has sharpened his skills as a business consultant and adviser from the experience and knowledge gained from owning and managing a number of successful businesses in the financial services field.
 
Michael served as President and CEO of Pacific States Group providing funding, business loans and other financial services for businesses nationwide. The group of companies included companies such as Universal Acceptance, Pacific States Communications, Pacific States Realty, Pacific States Leasing, American Business Sales and 6 others.

Michael  is active in a number of professional organizations including the Fresno and Newport Beach Chambers of Commerce and has served many charitable and civic groups in the past. He always treats every client with the utmost respect and integrity!Michael provides independent financial analysis and company overviews to best determine the proper services our company can provide to each client.

Michael enjoys family, travel, dining, golf, and board games in his spare time. Michael was part of an elite group in business finance to qualify as Certified Lease Professional.

Universal Acceptance was founded in 1985 by C. Michael Baker.
The company has enjoyed a great deal of success during the last 25 years. We are proud of our accomplishments and the impact that we have had upon our clients, employees and community.
Universal Acceptance is committed to helping you identify and reach your financial goals. We will personally study the best products the financial services industry has to offer and tailor the perfect plan for you. Whether you need a business loan, a business plan, to acquire or sell a business or to restructure your existing business we are  ABetterChoice4U.com
A Better Choice Inc. is our holding company and has been actively involved in Mortgage, Residential Real Estate ownership, acquisition, renovation and resale as well as investment properties and business lending. Our goal is to always be  "A BETTER CHOICE 4 U."
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